You have to pay for your prescriptions in full and then get reimbursed later, right? What the percentage of the cost (well, on average) that ends up being covered by insurance? I gather that they'd REALLY prefer you to fill prescriptions at the Hall Health pharmacy, right? When I had my dad's super-nice insurance I filled all of my prescriptions at Rite Aid because Hall Health hours suck as far as my schedule goes. Also, doctor visits. Is it the same deal? You pay the whole cost of an office visit out of pocket, and submit for reimbursement? Does it help pay for visits to the Mental Health Clinic? I see a nurse there fairly regularly, but I don't go in for therapy, councelling or anything of the sort.